Payday Loans - How It Works

Am I eligible for a Payday Loan?

Probably. All you need is a job with a minimum income, a telephone number, and a checking account in good standing.

What happens next?

After you complete and submit the application form, your loan document will be generated. Once the documents are sent to you, print the documents, complete them as required and fax it back along with the following supporting paperwork:

Your most recent Bank Statement
Most current check stub
Voided personal check

It's possible that you may also qualify for “faxless” processing. This method allows you to sign the documents online (“e-signature”) and avoid faxing them in.

Remember: Incomplete or unsigned applications will not be processed.

How much does a payday loan cost?

Typically, the fee for a payday loan is between 15% and 30% of the total amount that you borrow. The lender will tell you the exact fee amount. Be sure to review these documents before signing. Remember, you are under no obligation until you agree to the terms and sign the loan documents.

What about multiple loans?

Most of the time, lenders will require that you pay off each loan in full before you can get a new one.

What about bankruptcy or bad credit issues?

That's usually a problem.

How much money can I get?

You can borrow as little as $200 or as much as $1,500.

How long does it take to get the money?

Once all the paperwork has been completed and processed, the money is typically wired to your checking account within one business day.

If you need quick cash and don't have time for lengthy application and approval processes, our payday loan program can help. It's fast, easy and there's no credit checks, ever. Apply Today!